Mobile payments – pay with a mobile device

Mobile payments make paying simple

Mobile payment means paying with a smartphone, watch or other smart device. All of OmaSp's payment cards can be used in Apple Pay, Google Pay and Garmin Pay. Please note that the Plussa feature attached to the card does not work for mobile payments, you will need to show your Plussa card separately at checkout to take advantage of your benefits.

You can activate Apple Pay and Google Pay via OmaMobiili app or in your device's Wallet. In OmaMobiili, activation is possible even before the actual card arrives as soon as the card is visible in the application, for example when ordering a new card. You can enable Garmin Pay by adding the card to the Garmin Connect application.

You can make payments with your smart device about an hour after activating the card.

Mobile payment is secure

You only need your smart device like your smart phone or watch to make payments, and as it usually goes everywhere with you, it doesn’t matter if you have left your wallet at home. You can add all your payment cards to your phone’s Wallet and select which card to pay with. Paying with a smart device is just as quick as with your card’s contactless payment feature, but there is no automatic upper limit with mobile payments as there is with contactless payments. However, mobile payments are affected by the purchase limits you have set for your card.

When you use mobile payments, you do not need to enter the PIN code in the card terminal, which guarantees that your PIN code does not end up in the wrong hands. Use of the card does, however, require identification through biometrics, such as facial or fingerprint recognition on the smart device. You can also carry out the identification using a code you created on your smart device. 

What do I do if my smart device disappears

If your phone or smart device disappears or is stolen, and you use MobilePay, ApplePay, GooglePay or Garmin Pay you must close all of the payment cards linked to your device. You can reach the card blocking service in Finland at the number 020 333, and when abroad, the number is +358 20 333. The card blocking service is available around the clock.